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    <title>Investment Planning Counsel Latest News</title>
    <description>The latest news and reports from Investment Planning Counsel</description>
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      <title>IPC Bankwatch Report - July 2004</title>
      <description>IPC Bankwatch Report - July 2004</description>
      <link>http://www.ipcc.ca/ipc_education_center/reports/bankwatch_report/bwr07010401.aspx</link>
      <pubDate>Thu, 01 Jul 2004 00:00:00 GMT</pubDate>
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      <title>Special Report - 2005 Budget Summary</title>
      <description>Special Report - 2005 Budget Summary</description>
      <link>http://www.ipcc.ca/ipc_education_center/reports/specialreport/sr02240501.aspx</link>
      <pubDate>Thu, 24 Feb 2005 00:00:00 GMT</pubDate>
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      <title>IPC's Intelligent Investor (Apr. 2005)</title>
      <description>IPC's Intelligent Investor (Apr. 2005)</description>
      <link>http://www.ipcc.ca/ipc_education_center/reports/intelligentinvestor_report/ii03310501.aspx</link>
      <pubDate>Thu, 31 Mar 2005 00:00:00 GMT</pubDate>
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    <item>
      <title>IPC's Intelligent Investor (Feb. 2005)</title>
      <description>IPC's Intelligent Investor (Feb. 2005)</description>
      <link>http://www.ipcc.ca/ipc_education_center/reports/intelligentinvestor_report/ii03010501.aspx</link>
      <pubDate>Tue, 01 Mar 2005 00:00:00 GMT</pubDate>
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    <item>
      <title>IPC's Intelligent Investor (Jan. 2005)</title>
      <description>IPC's Intelligent Investor (Jan. 2005)</description>
      <link>http://www.ipcc.ca/ipc_education_center/reports/intelligentinvestor_report/ii01280501.aspx</link>
      <pubDate>Fri, 28 Jan 2005 00:00:00 GMT</pubDate>
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    <item>
      <title>IPC's Intelligent Investor (Dec. 2004)</title>
      <description>IPC's Intelligent Investor (Dec. 2004)</description>
      <link>http://www.ipcc.ca/ipc_education_center/reports/intelligentinvestor_report/ii12290401.aspx</link>
      <pubDate>Wed, 29 Dec 2004 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>Fall 2004</title>
      <description>Fall 2004</description>
      <link>http://www.ipcc.ca/ipc_education_center/reports/advisor_newsletter/an10210402.html</link>
      <pubDate>Thu, 21 Oct 2004 00:00:00 GMT</pubDate>
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    <item>
      <title>Summer 2004</title>
      <description>Summer 2004</description>
      <link>http://www.ipcc.ca/ipc_education_center/reports/advisor_newsletter/an10210401.html</link>
      <pubDate>Thu, 21 Oct 2004 00:00:00 GMT</pubDate>
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    <item>
      <title>Spring 2004</title>
      <description>Spring 2004</description>
      <link>http://www.ipcc.ca/ipc_education_center/reports/advisor_newsletter/an06210401.aspx</link>
      <pubDate>Mon, 21 Jun 2004 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>Winter 2004</title>
      <description>Winter 2004</description>
      <link>http://www.ipcc.ca/ipc_education_center/reports/advisor_newsletter/an01010401.aspx</link>
      <pubDate>Thu, 01 Jan 2004 00:00:00 GMT</pubDate>
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    <item>
      <title>IPC Business Owners Report (Shared Ownership of Life Insurance)</title>
      <description>IPC Business Owners Report (Shared Ownership of Life Insurance)</description>
      <link>http://www.ipcc.ca/ipc_education_center/reports/business_owners_report/bor02160501.aspx</link>
      <pubDate>Wed, 16 Feb 2005 00:00:00 GMT</pubDate>
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    <item>
      <title>IPC Business Owners Report (Commercial Mortgages)</title>
      <description>IPC Business Owners Report (Commercial Mortgages)</description>
      <link>http://www.ipcc.ca/ipc_education_center/reports/business_owners_report/bor12150401.aspx</link>
      <pubDate>Wed, 15 Dec 2004 00:00:00 GMT</pubDate>
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    <item>
      <title>IPC Business Owners Report (Oct. 2004)</title>
      <description>IPC Business Owners Report (Oct. 2004)</description>
      <link>http://www.ipcc.ca/ipc_education_center/reports/business_owners_report/bor10010401.aspx</link>
      <pubDate>Fri, 01 Oct 2004 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>IPC Business Owners Report (Aug. 2004)</title>
      <description>IPC Business Owners Report (Aug. 2004)</description>
      <link>http://www.ipcc.ca/ipc_education_center/reports/business_owners_report/bor08010401.aspx</link>
      <pubDate>Sun, 01 Aug 2004 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>IPC Business Owners Report (June 2004)</title>
      <description>IPC Business Owners Report (June 2004)</description>
      <link>http://www.ipcc.ca/ipc_education_center/reports/business_owners_report/bor06010401.aspx</link>
      <pubDate>Tue, 01 Jun 2004 00:00:00 GMT</pubDate>
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    <item>
      <title>IPC Business Owners Report (Apr. 2004)</title>
      <description>IPC Business Owners Report (Apr. 2004)</description>
      <link>http://www.ipcc.ca/ipc_education_center/reports/business_owners_report/bor04010401.aspx</link>
      <pubDate>Thu, 01 Apr 2004 00:00:00 GMT</pubDate>
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    <item>
      <title>Live Your Dream Report - Volume 2</title>
      <description>Live Your Dream Report - Volume 2</description>
      <link>http://www.ipcc.ca/ipc_education_center/reports/liveyourdream_report/lydr03160501.aspx</link>
      <pubDate>Wed, 16 Mar 2005 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>Live Your Dream Report - Volume 1</title>
      <description>Live Your Dream Report - Volume 1</description>
      <link>http://www.ipcc.ca/ipc_education_center/reports/liveyourdream_report/lydr01170501.aspx</link>
      <pubDate>Mon, 17 Jan 2005 00:00:00 GMT</pubDate>
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      <title>Research says: Don't chase performance</title>
      <description>It happens all the time. A mutual fund has an absolutely fantastic year or two, and new investors pile on the bandwagon, pumping in millions of dollars. Then the fund’s performance slips and... 
</description>
      <link>http://www.ipcc.ca/ipc_education_center/reports/articles/art01220401.aspx</link>
      <pubDate>Thu, 22 Jan 2004 00:00:00 GMT</pubDate>
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      <title>Should you name your estate as beneficiary?</title>
      <description>For years, standard advice has been to name your spouse as beneficiary of your registered plans. If you die first, your plan can then be rolled to his or hers on a tax-sheltered basis. Otherwise, it... 
</description>
      <link>http://www.ipcc.ca/ipc_education_center/reports/articles/art01210401.aspx</link>
      <pubDate>Wed, 21 Jan 2004 00:00:00 GMT</pubDate>
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      <title>How best to insure your mortgage</title>
      <description>Term life offers... 
</description>
      <link>http://www.ipcc.ca/ipc_education_center/reports/articles/art01200401.aspx</link>
      <pubDate>Tue, 20 Jan 2004 00:00:00 GMT</pubDate>
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      <title>Who will inherit your joint bank accounts</title>
      <description>Older people who think they may need assistance in managing their day-to-day finances often keep money in joint bank and investment accounts with an adult child. That makes it easier for the child to... 
</description>
      <link>http://www.ipcc.ca/ipc_education_center/reports/articles/art01190401.aspx</link>
      <pubDate>Mon, 19 Jan 2004 00:00:00 GMT</pubDate>
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      <title>Profit from these education savings strategies</title>
      <description>Tuition fees are increasing, making it more important than ever for parents to get a head start on saving for a child’s education. One of the most effective ways to save is with a Registered Education... 
</description>
      <link>http://www.ipcc.ca/ipc_education_center/reports/articles/art01180401.aspx</link>
      <pubDate>Sun, 18 Jan 2004 00:00:00 GMT</pubDate>
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      <title>Dividend funds offer stability and growth</title>
      <description>Dividend fund did not attract much notice during the booming 1990s, but are now getting a fresh look from investors. They offer the potential for regular income, tax breaks, and capital gains with... 
</description>
      <link>http://www.ipcc.ca/ipc_education_center/reports/articles/art01170401.aspx</link>
      <pubDate>Sat, 17 Jan 2004 00:00:00 GMT</pubDate>
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      <title>Keep those renovation receipts</title>
      <description>Most people will face a capital gain if their property’s value... 
</description>
      <link>http://www.ipcc.ca/ipc_education_center/reports/articles/art01160401.aspx</link>
      <pubDate>Fri, 16 Jan 2004 00:00:00 GMT</pubDate>
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      <title>Relief for Small Business, Introducing the IPC Business Account</title>
      <description>For the past four years, I have been invited to attend a local golf tournament hosted, in part, by a regional chapter of the Institute of Chartered Accountants of Ontario. As my golf partners would be... 
</description>
      <link>http://www.ipcc.ca/ipc_education_center/reports/articles/art01150401.aspx</link>
      <pubDate>Thu, 15 Jan 2004 00:00:00 GMT</pubDate>
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      <title>Adapt your retirement plan to tough markets.</title>
      <description>Adjust your retirement... 
</description>
      <link>http://www.ipcc.ca/ipc_education_center/reports/articles/art01140401.aspx</link>
      <pubDate>Wed, 14 Jan 2004 00:00:00 GMT</pubDate>
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      <title>Complement a solid core with funds to explore</title>
      <description>When you’re saving for requirement and other important goals, you need to invest in stable, well-established mutual funds that will see you through the long term. But you may also be keen to explore... 
</description>
      <link>http://www.ipcc.ca/ipc_education_center/reports/articles/art01130401.aspx</link>
      <pubDate>Tue, 13 Jan 2004 00:00:00 GMT</pubDate>
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      <title>Does your plan protect your savings and income?</title>
      <description>Let’s look at what... 
</description>
      <link>http://www.ipcc.ca/ipc_education_center/reports/articles/art01120401.aspx</link>
      <pubDate>Mon, 12 Jan 2004 00:00:00 GMT</pubDate>
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      <title>5 ways to leave a legacy of family harmony</title>
      <description>Even if your family is small and harmonious, there is potential for conflict when the time comes to distribute your final assets. Indeed, lawyers say family feuds are common after wills are read. A... 
</description>
      <link>http://www.ipcc.ca/ipc_education_center/reports/articles/art01110401.aspx</link>
      <pubDate>Sun, 11 Jan 2004 00:00:00 GMT</pubDate>
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      <title>Staggering is key to GIC investing</title>
      <description>The... 
</description>
      <link>http://www.ipcc.ca/ipc_education_center/reports/articles/art01100401.aspx</link>
      <pubDate>Sat, 10 Jan 2004 00:00:00 GMT</pubDate>
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      <title>How to figure out your quarterly tax figures</title>
      <description>Installments are... 
</description>
      <link>http://www.ipcc.ca/ipc_education_center/reports/articles/art01090401.aspx</link>
      <pubDate>Fri, 09 Jan 2004 00:00:00 GMT</pubDate>
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      <title>Who will inherit your RRSP assets?</title>
      <description>Most we will use to of us think of our Registered Retirement Savings Plan (RRSP) savings as the money fund our retirement. But what would happen to those savings if your RRSP became part of your... 
</description>
      <link>http://www.ipcc.ca/ipc_education_center/reports/articles/art01080401.aspx</link>
      <pubDate>Thu, 08 Jan 2004 00:00:00 GMT</pubDate>
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      <title>Rebalance to reduce risk and maintain your plan</title>
      <description>Common wisdom among financial analysts holds that investment success depends less on the individual securities you buy than on your strategic asset allocation — how you divide money among the main... 
</description>
      <link>http://www.ipcc.ca/ipc_education_center/reports/articles/art01070401.aspx</link>
      <pubDate>Wed, 07 Jan 2004 00:00:00 GMT</pubDate>
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      <title>Universal life insurance: A vital part of a comprehensive financial plan</title>
      <description>Most people recognize the valuable role that life insurance plays in protecting their dependants from financial hardship. But what many people don’t know is that some types of life insurance, such as... 
</description>
      <link>http://www.ipcc.ca/ipc_education_center/reports/articles/art01060401.aspx</link>
      <pubDate>Tue, 06 Jan 2004 00:00:00 GMT</pubDate>
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      <title>Weigh the risks and benefits before borrowing to invest</title>
      <description>Canadians borrow money every day to buy homes, cars, boats, and a whole host of durable goods. In most cases, we borrow money to buy consumer goods that may not be financially productive. However, we... 
</description>
      <link>http://www.ipcc.ca/ipc_education_center/reports/articles/art01050401.aspx</link>
      <pubDate>Mon, 05 Jan 2004 00:00:00 GMT</pubDate>
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      <title>Create an Instant Estate</title>
      <description>From the time they start a family through their retirement years, most people have an ongoing need for life insurance. In the event of untimely death, insurance proceeds can provide an immediate... 
</description>
      <link>http://www.ipcc.ca/ipc_education_center/reports/articles/art01040401.aspx</link>
      <pubDate>Sun, 04 Jan 2004 00:00:00 GMT</pubDate>
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      <title>Try these powerful strategies for saving on your mortgage</title>
      <description>For many Canadians, their home is one of the largest and most important investments they will make during their lives. Ironically, we spend more time thinking about our mutual fund returns than we do... 
</description>
      <link>http://www.ipcc.ca/ipc_education_center/reports/articles/art01030401.aspx</link>
      <pubDate>Sat, 03 Jan 2004 00:00:00 GMT</pubDate>
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      <title>What should you do with your tax refund?</title>
      <description>Interested in travel or holidays? Maybe you should analyze what to do with the tax refund you'll get now that your Registered Retirement Savings Plan (RRSP) contribution has been made. Like many... </description>
      <link>http://www.ipcc.ca/ipc_education_center/reports/articles/art01020401.aspx</link>
      <pubDate>Fri, 02 Jan 2004 00:00:00 GMT</pubDate>
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      <title>Why Universal Life is becoming so popular?</title>
      <description>Universal Life is one of the most accommodating, multipurpose products available. The combination of term insurance and tax-exempt (tax-free) savings accumulates to accomplish two very important... 
</description>
      <link>http://www.ipcc.ca/ipc_education_center/reports/articles/art01010401.aspx</link>
      <pubDate>Thu, 01 Jan 2004 00:00:00 GMT</pubDate>
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      <title>Tips to Reduce 2002 Taxes</title>
      <description>Most individuals I talk to are disgusted with the incredible amount of taxes we pay each year. However, they meekly accept the fact that... 
</description>
      <link>http://www.ipcc.ca/ipc_education_center/reports/articles/art09300201.aspx</link>
      <pubDate>Mon, 30 Sep 2002 00:00:00 GMT</pubDate>
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